|
How to Find the Best Low
APR Credit Cards by: Morgan Hamilton Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who've never had a credit card but also those who already have a credit card and might like to save money by transferring that card's balance on to their new low APR credit cards. Of course, there is nothing lower in an APR than zero - and those exist too, although sometimes for a limited time period. It may be that the lowest, or even the zero percentage APR is for an introductory period, after which the rate is higher. The permanent APR is what you want to watch out for, of course. Although if you're not opposed to doing a lot of switching, you can always purchase a low APR credit card, or zero percentage APR credit card, transfer the balance from your current high APR credit card, and then, once the introductory time period has expired and the APR is about to go up on your newest credit card, transfer the balance yet again to a brand new low APR credit card. Let's look at a few of the low APR credit cards out there, so you know what kinds of options are typically available to you. Citibank, for example, offers low APR credit cards that give you five percent cash back on any purchase you making at grocery stores and gas stations with your low APR credit card, and one percent back for any purchase elsewhere. The APR on transfers is zero for the first year. If your transfer transaction is at least $1500 you will earn $5 cash back with the low APR credit card. There is no annual fee and the APR after the first year is 12.24 percent. Discover has a platinum clear card whose low APR is continual. The first year the APR is zero, but after the first year it's still a very competitive 9.99 percent. And there is no annual fee. With these low APR credit cards you earn a five percent cash back bonus on purchases made from hardware and home improvement retailers, restaurants, book vendors, and gas stations. If the retailer doesn't qualify you for the five percent discount you will always get one percent back no matter what you buy and from where with this low APR credit card. Chase Bank offers low APR credit cards as well. Its zero percent APR is good for six months, after which you will pay 10.49 percent. These low APR credit cards have no annual fee, and offer rewards at the rate of one point for every dollar spent with your Chase card. You can get free airline flights and hotel rooms, as well as cruises and auto rentals. This card also provides $500,000 worth of travel insurance for worldwide vacationing. You can also take advantage of a fifteen percent discount off a Hertz car rental with these low APR credit cards. |
|
Articles For All Subjects - ARTICLESFACT.COM
ACCOUNTING ACNE ADSENSE ADVERTISING AEROBIC AFFILIATE ALTERNATIVE ARTICLES ATTRACTION AUCTIONS AUDIO STREAMING AUTO CARE AUTO PARTS AUTO RESPONDER AVIATION BABIES TODDLER BABY BANKRUPTCY BATHROOM BEAUTY BEDROOM BLOGGING BODY BUILDING BOOK MARKETING BOOK REVIEW BRANDING BREAST CANCER BROADBAND INTERNET BUSINESS BUSINESS LOAN BUSINESS PLAN CANCER CAR BUYING CAREER CAR INSURANCE CAR LOAN CAR MAINTENANCE CARS CASINO CELL-PHONE CHAT CHRISTMAS CLAIMS COACHING COFFEE COLLEGE-UNIVERSITY COMPUTER PC TIPS COOKING COOKING TIPS COPY WRITING COSMETICS CRAFT CREATIVE WRITING CREDIT CREDIT CARDS CREDIT REPAIR CURRENCY TRADING DATA RECOVERY DATINGDEBT RELIEF DIABETICS DIET DIGITAL CAMERA DIVING DIVORCE DOMAIN DRIVING TIPS EBAY EBOOK ECOMMERCE EMAIL MARKETING EMARKETING ESSAY EZINE FASHION FINANCE FISHING FITNESS FLU FURNITURE GAMBLING GARDENING GOLF GOOGLE GPS HAIR HAIR LOSS HDTV HEALTH INSURANCE HEART DISEASE HOBBIES HOLIDAY HOME BUSINESS HOME IMPROVEMENT HOME ORGANIZATION INTERIOR DESIGN INTERNET TIPS INVESTMENT JEWELRY KITCHEN LADIES ACCESSORIES LAWYER LCD PLASMA LEGAL LIFE-INSURANCE LINGERIE LOVE MAILING LISTMAKE MONEYMORTGAGEMP3MUSICNETWORK MARKETING ONLINE SHOPPING PLASMA LCD PAID SURVEY PC GAMES PERFUME PERSONAL INJURY PPC PREGNANCY PUBLISHING RSS SALES LETTER SELF EMPLOYMENT SEO SHOES SMALL BUSINESS SMOKING SOFTWARE SPAM BLOCKING SPORTS SPYWARE STRESS TRADING TRAVEL TAX UNIVERSITY COLLEGE VACATION VIDEO CONFERENCING VIDEO STREAMING VIRUS VOIP WEB DESIGN WEB DEVELOPMENT WEB HOSTING WEBSITE TRAFFIC WEDDING WEIGHT WINE WOMEN WRITING TIPS